The formation of Kāinga Ora – Homes and Communities in October 2019 marked the beginning of a step change in housing and urban development in New Zealand.
last updated on 2023-09-05 15:20:14
Kāinga Ora - Homes and Communities is a crown entity set up under the Kāinga Ora - Homes and Communities Act 2019. It is a Crown agency under the Crown Entities Act 2004.
At Kāinga Ora, we have an important responsibility of transforming New Zealand’s housing choices, outcomes and the entire housing sector by creating homes and communities that allow New Zealanders to thrive.
Kāinga Ora has a responsibility to ensure we are getting housing right for all our customers, including those with accessibility needs. We have had an Accessibility Policy in place since 2020, which sets out our commitment for our public housing properties.
Rate
6.85% (Floating)
Mortgage purpose
Building, Buying Next Home, First Time Buyer, Investor
Payment frequency
Fortnightly, monthly, weekly
Maximum LVR
80%
Rate
7.09% (Floating)
Mortgage purpose
Building, Buying Next Home, First Time Buyer, Investor
Payment frequency
Fortnightly, monthly, weekly
Maximum LVR
80%
Rate
7.39% (Floating)
Mortgage purpose
Building, Buying Next Home, First Time Buyer, Investor
Payment frequency
Fortnightly, monthly, weekly
Maximum LVR
80%
Rate
7.79% (Floating)
Mortgage purpose
Building, Buying Next Home, First Time Buyer, Investor
Payment frequency
Fortnightly, monthly, weekly
Maximum LVR
80%
Rate
8.64% (Floating)
Mortgage purpose
Building, Buying Next Home, First Time Buyer, Investor
Payment frequency
Fortnightly, monthly, weekly
Maximum LVR
80%
| Fixed Rate | |
| Fixed rate period | 36 months |
| Floating rate | 7.09% |
| Maximum borrowing amount | No data |
| Min borrowing period | 12 months |
| Max borrowing period | 360 months |
| Payment frequency | weekly, monthly, fortnightly |
| Establishment fee | FREE |
| Default penalty interest rate | +5% |
| Сashback | |
| Early repayment/part prepayment fee | No data |
| Standard LVR | 80% |
| Max LVR | 80% |
| Requirements |
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| Mortgage purpose |
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