Kiwis love their pets. Many of us have a sweet dog or a charismatic feline in our hearts and homes. Becoming a pet owner comes with an array of responsibilities—one of which is investing in pet insurance. Many pet owners choose to take out a pet insurance policy to protect their furry friend if something happens to them. Vet bills can be expensive, and pet insurance provides peace of mind that you can get the care they need, without having to drain your savings.
There are different levels of coverage for pet insurance. It’s a good idea to understand the different levels so you can make the best possible choice for your pet. Your pet is your family, and you want to protect them as much as possible.
1. Protect Against Accidents
Even if you have a healthy breed dog or cat, and a healthy individual, unforeseen events can happen to any furry friend. Accident only cover is available for those unexpected events, such as your pet being hit by a car.
Accident only cover means you can help your pet have access to consultations, x-rays, and medications related to the accident, protecting your wallet from having to pay for the vet bills, and of course, ensuring your beloved pet can get the treatment needed, when it matters most! Accident only coverage is typically the most affordable. However, it doesn’t cover illnesses such as skin problems or cancer.
2. Access to Major Treatment
Many pet owners are happy to budget in regular vet check ups and consultations, and can comfortably manage the payment of minor health-related expenses for their pet. However, major surgeries and intensive treatments for illness can cost upwards of $5,000. These major bills can cause financial trouble for pet owners, and of course the fear that they won’t be able to afford treatment for their pet when they really need it.
Major coverage is a good option for those who are happy to pay for minor treatments and regular bills, but want the peace of mind that they can get the pet treatment for the major stuff. Major coverage is generally another affordable pet insurance option because it’s only meant to be for the high vet bills.
3. Manage Vet Bills, Major and Minor
Many pet owners want to be able to easily manage their vet bills. Major and minor pet insurance coverage is great for those who want the peace of mind that their loved one has access to care for a wide range of scenarios.
This pet insurance coverage tends to come with a higher premium, but it is the most comprehensive policy, offering the most peace of mind that you can tackle any health-related problem with your pet, without having to fork out the funds yourself.
Get a Quote for Pet Insurance
Ready to invest in pet insurance to protect your beloved pet? Jump on Money Compare to request a quote for all three of these policies for free so you can compare the prices and policies side-by-side and make a fully informed choice. Don’t wait to get pet insurance! Your pet could need vet care at any time. Protect your pet and your wallet by grabbing a pet insurance policy today.
