Xceda Finance is a non-bank lender based in Auckland, New Zealand that specializes in providing a range of lending solutions to individuals and businesses. They offer loans for personal and business purposes, as well as finance for property purchases and investments.

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One of Xceda Finance's primary focuses is commercial lending. They provide working capital finance, invoice financing, trade finance, and asset finance solutions to help businesses manage their cash flow and access the capital they need to grow. They also provide commercial property finance for purchasing or refinancing commercial properties.

Xceda Finance also offers home lending solutions, with a range of home loan products designed to suit different needs and circumstances. Their home loans are designed to be flexible, with features such as the ability to make additional payments without penalty, redraw facilities, and fixed or variable interest rate options.

In addition to their lending solutions, Xceda Finance also provides financial planning and investment services, with a team of experienced financial advisors who work closely with clients to help them achieve their financial goals.

One of Xceda Finance's strengths is its ability to provide lending solutions to borrowers who may not meet the strict lending criteria of traditional banks. They take a pragmatic approach to lending, considering a wider range of factors when assessing loan applications. This includes factors such as income, employment history, and credit history. This approach has helped them to build a reputation as a lender of choice for borrowers who may have been declined by traditional banks.

Xceda Finance prides itself on its customer service, taking a personal approach to lending and building long-term relationships with its clients. They have a team of experienced lending specialists who work closely with clients to understand their individual needs and provide tailored lending solutions to help them achieve their financial goals. Xceda Finance also offers ongoing support and advice to its clients throughout the life of the loan.

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In summary, Xceda Finance is a non-bank lender in New Zealand that specializes in providing a range of lending solutions to individuals and businesses. With a focus on flexibility, customer service, and tailored lending solutions, Xceda Finance has become a trusted lender for many New Zealanders looking for alternative lending options to traditional banks.