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AIA - Standard Go - Fixed 12 months

Financial Services Company

last updated on 2023-04-06 14:02:25

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Overview

Rating

Fixed Rate

5.79%

Floating rate

8.09%

Min borrowing period

12 months

Establishment fee

0.00

Early repayment/part prepayment fee

Early repayment adjustment (fixed rate)When you have a home loan on a fixed interestrate and you decide to do one of the following:* move onto the variable interest rate or anotherfixed interest rate* pay back your home loan in full* make a lump sum payment (we currentlyallow a minimum of $1,000). Early repayment adjustment (fixed rate)administration feeWhen you decide to break your fixed interestrate for any of the above reasons.$20.00

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Fixed rate period

12 months

Maximum borrowing amount

$5 000 000

Max borrowing period

360 months

Payment frequency

fortnightly

Default penalty interest rate

+5%

Type

Mortgage purpose

  • Building
  • Buying Next Home
  • First Time Buyer
  • Investor

Loan to value ratio

Standard LVR

80%

low equity interest rate premium
LVR between premium interest rate
80% - 85% 0.3%
85% - 90% 0.75%
90% - 95% 1.3%
95% - 100% 1.5%
Max LVR

No data

Requirements

Requirements

  • 18+
  • NZ Residency