×

BNZ - TotalMoney (Offset)

Bank

last updated on 2022-10-18 16:47:33

https://cdn.moneycompare.co.nz/uploads/web/logo/1/NP7bGfkfy1hecLq_Fo0gDLqKz1GIQRaA.png

Overview

Rating

Fixed Rate

 

Floating rate

7.54%

Min borrowing period

6 months

Establishment fee

$400

Early repayment/part prepayment fee

No data

Сashback

 

Fixed rate period

 

Maximum borrowing amount

No data

Max borrowing period

360 months

Payment frequency

weekly, monthly, fortnightly

Default penalty interest rate

+2%

Type

Mortgage purpose

  • Building
  • Buying Next Home
  • First Time Buyer
  • Investor

Loan to value ratio

Standard LVR

80%

low equity interest rate premium
LVR between premium interest rate
80% - 85% 0.35%
85.01% - 90% 0.75%
90.01% - 95% 1%
Max LVR

95%

Requirements

Requirements

  • 18+
  • NZ Residency